note that hard drives are from the same manufacturers for PC and MAC.
If it was a hard crash then buying decent drives gives the same reliability 
Watch out on the Mini. When it launched they took flak on the warranty position - if you add your own memory it's void. Had to be at an Apple service centre. Given the spec is standard PC2700 this was a VERY expensive route for Mac owners.
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Understeer is hitting the wall with the front of the car
- Oversteer is hitting the wall with the rear of the car
- - Horsepower is how fast you hit the wall
- - - Torque is how far you push wall
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