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Thread: Can you insure a car older than 20 years?

  1. #1
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    Can you insure a car older than 20 years?

    I was just wondering, and if it were possible it would be more expensive right?

    I mean what if someone had a immaculate 1970 Chevrolet Chevelle. If I wasn't able to insure it I would be afraid to drive it.

  2. #2
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    You're best bet would be to ask a South African forum for this (if you are still in South Africa). The rules may even change by province. You could also call some local insurance agencies.

  3. #3
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    ^^^ yes.

    In general if you find car clubs who specialise in the model or classic cars in general they will ahve preferred insurers and discounts.

    it only gets more expensive when you start wanting "guaranteed value", so thast IF you have an accident then the value of the car isn't in dispute.
    I've seen non-guaranteed-value policies writing off classic cars adn offering a fraction of what the owner paid

    Good luck with your local contacts
    "A woman without curves is like a road without bends, you might get to your destination quicker but the ride is boring as hell'

  4. #4
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    Here cars classified as classics (that's more than 25 years old) are exempt from road tax and have much lower insurance rates.
    Lack of charisma can be fatal.
    Visca Catalunya!

  5. #5
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    Our road tax was changed to be similar and then "frozen" in 1998 !
    So if you're car is pre 1973, no road tax in 1998 and no road ax today.
    BUT, if your car is a 1974 then despite it being now 36 years old it STILL pays full road tax liek the rest.
    They refuse to change it to track.
    British government just like milking motorists and WANT to remvoe classics from the roads and have eveyone buy a Nissan built in Sunderland
    "A woman without curves is like a road without bends, you might get to your destination quicker but the ride is boring as hell'

  6. #6
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    That's bad. However, in our case that means that newxt year an E30 M3 is classic and therefore it will be dramatically chaper to run than this year.
    Lack of charisma can be fatal.
    Visca Catalunya!

  7. #7
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    I *KNOW* Ferrer and THAT is what pisses me off about the Conservative government who made the decision and every one that has followed who have not opted to return the "right" to us. Instead happy to take the £400 a year
    "A woman without curves is like a road without bends, you might get to your destination quicker but the ride is boring as hell'

  8. #8
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    Sorry for the late reply.

    Well I was thinking that if it's a old car they would not be able to replace it so a "payout" would have to suffice.

    Which really sucks.

  9. #9
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    most decent insurance companies offer you choice of repairer and option to keep the wreck should you write it off.
    i find they're cheaper to insure in general.
    Andreas Preuninger, Manager of Porsche High Performance Cars: "Grandmas can use paddles. They aren't challenging."

  10. #10
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    Quote Originally Posted by Matra et Alpine View Post
    I *KNOW* Ferrer and THAT is what pisses me off about the Conservative government who made the decision and every one that has followed who have not opted to return the "right" to us. Instead happy to take the £400 a year
    Holy crap, 400 pounds! It costs me $34 in Idaho.
    Big cities suck

    "Not putting miles on your Ferrari is like not having sex with your girlfriend so she'll be more desirable to her next boyfriend." -Napolis

  11. #11
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    ^^^ It's so-called ecological motives.
    We ahve strong "green" minorities here
    So if you run around in a puny <1litre squash box with very little CO2 then you are free.
    The RX-8 is pushed into the highest class "polluter" and so they hit the hardest

    SENSIBLE arguments like I do 8000 miles a year in mine and it is properly maintained yet some twat in a crappy car not maintained properly doing 20000 miles is most likely putting out double the CO2 over the year *I* am doesn't work. I think to be "green" you have to have ZERO logical analysis and have failed primary school arithmetic.

    grrrrrrr.
    "A woman without curves is like a road without bends, you might get to your destination quicker but the ride is boring as hell'

  12. #12
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    I know the feeling. Since my recent financial woes I've been doing less than 3,000 miles per year. Had a guy who drives his prius at 100mph at every opportunity and puts 25,000-30,000 miles on it per year lecture me on ecological responsibility. His last vehicle was an H2 which he drove similarly. Why I hate most greenies.
    Big cities suck

    "Not putting miles on your Ferrari is like not having sex with your girlfriend so she'll be more desirable to her next boyfriend." -Napolis

  13. #13
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    If you are looking for Business insurance and home insurance or just looking to buy affordable auto or car insurance then the best please to visit is dailyinsurancereviews.com It has variety of insurances that can cater to all your insurance needs.

    Edited by Henk4: If daily insurance reviews. wants to advertise here, please contact the webmaster...
    Last edited by henk4; 10-11-2010 at 10:41 AM. Reason: removal of spam link

  14. #14
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    Quote Originally Posted by Matra et Alpine View Post
    ^^^ It's so-called ecological motives.
    We ahve strong "green" minorities here
    So if you run around in a puny <1litre squash box with very little CO2 then you are free.
    The RX-8 is pushed into the highest class "polluter" and so they hit the hardest

    SENSIBLE arguments like I do 8000 miles a year in mine and it is properly maintained yet some twat in a crappy car not maintained properly doing 20000 miles is most likely putting out double the CO2 over the year *I* am doesn't work. I think to be "green" you have to have ZERO logical analysis and have failed primary school arithmetic.

    grrrrrrr.
    Agreed - sensible suggestions relating to ecological matters are ignored, and stupidity reigns supreme. It's the new way!
    "This is hardcore." - Evo's John Barker on the TVR Tuscan S

  15. #15

    Discountohioautoinsurance

    Are you asking about classic car insurance? Ultimatecarpage.com - Powered by knowledge, driven by passion can offer you the best result for it.
    Last edited by Matra et Alpine; 10-26-2010 at 04:25 AM. Reason: removed link

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