oh for the love of God, get over it. your dad is right, it is better to save up for the car then to get it from the bank, both for yourself and financially. firstly, you really should learn how to save your money, budget, etc. You're 20, and you're heading into the world; THESE ARE SKILLS YOU MUST KNOW!!! On the financial side, you won't be able to go the full amount for the car, because the bank likes to protect its investment, so if you miss a couple payments, BOOM, they possess your car. You'll end up spending more with the loan and interest and what not then if you just payed for it yourself. I hate to be so cynical, but that's the way it is.
"We first fought the heathens in the name of religion, then Communism, and now in the name of drugs and terrorism. Our excuses for global domination always change." - Serj Tanikan
"Dusting is a good example of the futility of trying to put things right. As soon as you dust, the fact of your next dusting has already been established." - George Carlin